Insurance calculators
These 18 tools give you an illustrative estimate — not a bindable quote — so you can walk into any insurance conversation with a sense of what you might need and what it might cost. Every result is clearly labeled as an estimate, with the methodology behind it disclosed alongside your number.
Auto Insurance Premium Estimator
Estimates a monthly auto insurance premium range from inputs like ZIP code, vehicle, driving record, and desired coverage level.
Related: Auto Insurance
Home Insurance Coverage Calculator
Estimates a recommended dwelling coverage amount and premium range based on your home's size, construction, and location.
Related: Homeowners Insurance
Life Insurance Needs Calculator
Uses the DIME method (Debt, Income, Mortgage, Education) to estimate how much life insurance coverage a household may need.
Related: Term Life Insurance
Term vs. Whole Life Comparison Calculator
Compares illustrative term life and whole life premiums side by side, including a non-guaranteed whole-life cash-value projection.
Related: Term Life Insurance
ACA Health Insurance Subsidy Estimator
Estimates a household's potential ACA marketplace premium tax credit using the official federal subsidy formula and current-year figures.
Related: Health Insurance
HSA/FSA Savings Calculator
Estimates potential tax savings from contributing to an HSA or FSA, checked against current-year IRS contribution limits.
Related: Health Insurance
Disability Insurance Needs Calculator
Estimates the gap between your income-replacement target and any existing employer disability benefit, plus an illustrative premium for that gap.
Related: Disability Insurance
Long-Term Care Cost Calculator
Projects the illustrative cost of long-term care services in your state based on a cited cost-of-care survey and your assumptions.
Related: Long-Term Care Insurance
Medicare Plan Cost Comparison Calculator
Compares estimated total annual costs across Original Medicare with Medigap versus Medicare Advantage using CMS-sourced plan data for your county.
Related: Medicare Supplement (Medigap)
Pet Insurance Cost Estimator
Estimates a monthly pet insurance premium range based on your pet's species, breed, age, and desired coverage options.
Related: Pet Insurance
Umbrella Insurance Coverage Calculator
Recommends an illustrative umbrella liability limit based on net worth and risk factors, and flags if your underlying policy limits may be insufficient.
Related: Umbrella Insurance
Renters Insurance Coverage Calculator
Estimates recommended personal-property and liability coverage amounts, and a resulting premium range, for a renters insurance policy.
Related: Renters Insurance
Flood Insurance Cost/Risk Calculator
Looks up a property's FEMA flood zone and estimates an illustrative annual flood insurance premium range based on that zone and building details.
Related: Flood Insurance
Workers' Comp Premium Estimator
Estimates an annual workers' compensation premium range from your state, industry classification codes, and payroll.
Related: Workers' Compensation Insurance
General Liability Insurance Calculator
Estimates an annual general liability premium range based on your business's industry classification, revenue, and desired coverage limits.
Cyber Insurance Risk/Cost Calculator
Estimates an annual cyber insurance premium range and an illustrative risk score based on your industry, data footprint, and security controls.
Related: Cyber Insurance
Deductible vs. Premium Trade-Off Calculator
Compares how raising or lowering your deductible could change your premium across auto, home, or renters policies, with an estimated break-even point.
Related: Auto Insurance
Multi-Policy Bundling Savings Calculator
Estimates a potential savings range from bundling multiple policies, such as auto and home, with the same carrier.
Related: Homeowners Insurance