Cyber Insurance Risk/Cost Calculator

Estimates an annual cyber insurance premium range and an illustrative risk score based on your industry, data footprint, and security controls.

What this calculator does not do

This tool will never generate a real premium quote, bind coverage, or replace advice from a licensed insurance professional. Any number it produces is an illustrative estimate based on a disclosed methodology, intended to help you understand your options before you compare real providers.

Class C — carrier-rate-illustrative

This tool uses a documented illustrative formula, not a real underwriting model. If you process payment cards, PCI-DSS compliance is a separate legal/contractual obligation from insurance — this tool doesn't address that obligation.

Business profile

Industry

Annual revenue ($)

Approx. customer/employee records containing PII

Prior cyber incidents

Desired coverage limit

We store or process payment-card dataPCI-DSS compliance is a separate obligation from insurance coverage.

Security controls checklist

Each control you have in place can lower your illustrative risk score.

Multi-factor authentication (MFA) in useMFA is one of the single most effective controls against account-takeover attacks.Data encrypted at restEncryption limits what's usable to an attacker even if data is stolen.Regular, tested backupsBackups reduce ransomware's leverage — you can restore instead of paying.Employee security-awareness trainingMost breaches start with a phishing click a trained employee is more likely to catch.Documented incident-response planA plan shortens response time, which materially affects breach cost.

Compare cyber insurance quotes

Please note: Path to Insure is not an insurance company and does not sell, bind, or issue policies. We help you understand your options and find your path to a licensed insurer who can confirm actual coverage, terms, and pricing. We may be compensated when you use a partner link. Read our full disclaimer.