Path to Insure

DMCA Policy

Last updated: July 12, 2026 Effective date: July 12, 2026

This is a compliance template pending attorney review. It is written to cover the required-content checklist for this document type in genuine, plain-language detail, but it is not final legal text and has not yet been reviewed or approved by a licensed attorney. See docs/deliverables/A13-legal.md for the full compliance package and review status. Do not rely on this page as binding legal advice.

Path to Insure respects the intellectual property rights of others and expects users of this site to do the same. This policy explains our procedure under the Digital Millennium Copyright Act (DMCA) for reporting and resolving claims of copyright infringement.

1. Designated DMCA agent

Our designated agent for receiving notices of claimed copyright infringement is: [Designated DMCA agent name and contact information — pending registration with the U.S. Copyright Office's DMCA agent directory]. Registering a designated agent with the Copyright Office is a prerequisite to Section 512 safe-harbor protection and is tracked as a required action item alongside this policy's publication, not a formality that ends with this page existing.

2. How to submit a takedown notice

If you believe content on this site infringes your copyright, send a written notice to our designated agent that includes:

  1. A physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
  2. Identification of the copyrighted work claimed to have been infringed;
  3. Identification of the material claimed to be infringing, and information reasonably sufficient to let us locate it (for example, the specific page URL);
  4. Your contact information — address, telephone number, and email address;
  5. A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  6. A statement, made under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf.

Notices that don't substantially include this information may not be actionable under the DMCA and may not receive a response.

3. Counter-notification

If content you submitted was removed in response to a takedown notice and you believe that was a mistake or misidentification, you may submit a counter-notice to our designated agent that includes:

  1. Your physical or electronic signature;
  2. Identification of the material that was removed and its location before removal;
  3. A statement, under penalty of perjury, that you have a good-faith belief the material was removed as a result of mistake or misidentification;
  4. Your name, address, and telephone number; and
  5. A statement consenting to the jurisdiction of the federal district court for your address (or, if outside the U.S., an appropriate judicial district) and that you will accept service of process from the person who filed the original takedown notice.

Upon receiving a valid counter-notice, we may restore the removed content within the timeframe the DMCA specifies, unless the original complainant files a court action seeking to restrain the alleged infringer.

4. Repeat infringer policy

Path to Insure will, in appropriate circumstances, terminate the ability of a user to submit content to the site if that user is determined to be a repeat infringer of copyright.

5. Contact

DMCA notices and counter-notices: dmca@pathtoinsure.com. General legal questions unrelated to a DMCA claim should go to legal@pathtoinsure.com instead.