USAA review
{{VERIFY: logo_asset_usaa}} — USAA logo
USAA is a financial services organization that provides insurance and banking products exclusively to military members, veterans, and their eligible family members.
Coverage offered
USAA is generally known to offer the following lines of coverage. Read our independent guide to each category for what it typically covers and how it works.
Ratings & reviews
No star rating is shown for USAA— we only publish a rating once it comes from a disclosed, sourced methodology. The figures below are the data points our editorial review covers; each is labeled "Pending verification" until it has been sourced and fact-checked, rather than shown as a placeholder number.
- Financial strength rating
- A++ (Superior) — AM Best
- Customer satisfaction score
- Consistently above 700 / 1,000 (J.D. Power 2025 U.S. Auto Insurance Study — informational only, not rank-eligible)
- Average premium range
- ~$1,582/year (full coverage, example driver profile; military-affiliated eligibility only)
- Claims processing time
- Pending verification
- States licensed
- 50 states + DC
- NAIC complaint index
- Pending verification
- Founded
- 1922
Editorial methodology
Path to Insure's carrier reviews are written independently of any advertising or affiliate relationship. Mentioning a carrier here is not an endorsement of its suitability for any individual's needs — coverage decisions should be made with a licensed insurance professional. We don't yet have an affiliate relationship with USAA, so this page routes you to our own comparison tool rather than a direct partner link.
Compare USAA
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